Winnipeg Realtor Olga Sinegub Royal LePage - your Winnipeg Real Estate connection.Buy and Sell Real estate/Home in Winnipeg. Royal LePage Prime Real Estate.

Put my experience to Work For You Today!

I recognize that selling or buying a home is one of the most important decisions you'll make in your life. Your home may be your largest asset; this could be the biggest financial move you've ever made.

I believe you deserve the best representation when dealing with such a large-scale investment, whether you're buying or selling.

My experience in real estate, combined with my outstanding negotiation skills and a thorough knowledge of the local Winnipeg real estate market, enables me to offer you the highest caliber of advocacy, guidance and assistance.

I listen closely to my Buyers and Sellers and translate their needs and desires into an effective, practical system designed to achieve these unique goals. My sharp analytical ability is balanced with a warm sense of humour and a down-to-earth approach.

My clients get the best of both worlds - I am pleasant and accommodating, while remaining results-oriented and thorough.

Having lived and worked in Winnipeg for more than 6 years, I have become exceptionally well-versed in Winnipeg and neighbourhoods knowledge. Let me help you discover your next home in the city. Or, if you're seeking a more rural lifestyle, let me introduce you to Oakbank, Anola, Beausejour, Selkirk and more.

If you're selling, count on me to get your home sold quickly, and for top dollar. My combined system of online and traditional marketing gives me the edge needed to make this possible!

Call me today and put my experience to work for you!

Let me help you every step of the way.

When purchasing a home, you are faced with a multitude of decisions! The primary one is whether you are actually prepared to purchase a home. Locating the perfect home is not always an easy task, and obtaining a mortgage loan can be a complex and tiring process. Although, once you have determined that you are ready to move forward with the required effort towards your home-purchasing goal, the rewards are unquestionable.

While at your side each step of the way, I will make the process of purchasing a home easier, more enjoyable, less time-consuming, and less expensive than if you undertook this challenge on your own. I will help you prepare so that sellers perceive you as a preferred buyer, help you locate and assess properties for sale that match your specifications, and help you through the myriad of details attending the actual purchase.

I am always familiar with the current homes on the market, and know neighbourhood values well, so I can help you determine which properties are fairly-priced and in good condition before you start your search.

Ø Your First Step

Your first step to buying a home is to first ask yourself why you want to buy a home:

To stop paying rent?
To start building equity?
To have a place of your own?
To raise a family?
To entertain business associates?
To move up to a bigger house?

Next, list what kind of home you'd like and where you would like to be. Be specific. Separate the "must haves" from the "want to haves."

Think of yourself as zeroing in on a target, going from the general to the specific. Consider area (city, suburban neighborhood, country); community (north, south, east, or west side); neighbourhood (older and settled or sparkling new; a particular school zone; recreational facilities; and other community services such as transportation, day care, library, stores, entertainment). Ask yourself how many minutes you are willing to commute to work.

Think about home styles. How much space do you need? Does your situation require a one-level home, or are stairs acceptable? Consider size and kind of property. Do you want a newer home, or maybe an older one to fix up? Someday you or your heirs will want to sell. Consider how long you expect to live in this particular home.

Ø Your Next Step&Loan Pre-Qualification

Once you have addressed the above needs, your next step in the purchasing process is to get pre-qualified with a mortgage company. This can be done over the phone or even online in a matter of minutes.

Call or email me and I will refer you to a mortgage professional that has an excellent reputation and track record for successfully acquiring loan approval for his/her clients.

1. To assist you in determining your specific needs and desires in selecting a home.

2. To conduct an ongoing search for you new home by checking MLS listings, networking with ROYAL LEPAGE sales associates and my knowledge of the market.

3. To schedule appointments and accompany you on showings of those homes that interest you or provide you the address so you may drive by. Give me a call if you want to look inside.

4.To provide mortgage qualification assistance to facilitate the mortgage application process.

5. To provide assistance in selecting qualified companies and individuals that may be necessary for appropriate and desired property inspections.

6. On request provide comparable market analysis and tax record research on any homes selected for possible purchase, providing you with factual data on recent comparable sales that will assist you in preparing an offer to purchase.

7. To assist you in analyzing all gathered information prior to making an offer to purchase.

8. To assist you in preparing your offer to purchase.

9. To schedule appointments to provide access to the property for inspectors, appraisers, etc.

10. To monitor the post-contract, pre-closing process, to assure that all necessary documentation is completed.

11.To be available after closing to assist you with any unresolved or unforeseen problems.

You are a house-hunter, while driving home from work or browsing the Internet, you notice a house for sale that interests you, but it has another real estate salespersons name on it. Can you ask me about it? ABSOLUTELY! All real estate salespeople list properties for sale on the Multiple Listing System (MLS). This system provides property information such as price, square footage, services, area, etc. Many buyers are not aware that one salesperson can provide them with information on homes listed by another salesperson using MLS, or for that matter, nearly any home listed on the market.

You are not obligated to work with the salesperson that shows you through the open house. Simply mention to the salesperson that you are working with me. New home builders display homes are not open houses and require that I register your name with them prior to viewing. Please discuss with me and I will make the necessary arrangements.

So remember, when you see a house with another real estate agents sign in front, don't feel that you might be bothering me if you call to ask me for information or would like me to show you the house.

I would like to work for you as your salesperson. We will be WORKING TOGETHER. If you see something you like, let me know. If I see something I think you will like, I will let you know. I will do my very best to make your dream come true. My service to you is given willingly. I promise professional service and will earn your loyalty.

Buying or selling a home is often one of the largest financial transactions a person makes. It is important to consider the kind of legal relationship you might be entering with the real estate you choose to assist you.

The term agent is often used interchangeably with a real estate person, broker, licensee, or the real estate firm they are employed with. This brochure will refer to the individual representative as the salesperson and the real estate firm he/she works for as the real estate firm or Agent.

When you engage a salesperson to represent you or act on your behalf in a particular matter, an agent/client relationship arises between you and his/her real estate firm. This relationship can be created by contract such as when you sign a listing contract for the sale of your home or a buyer agency contract for representation when buying a home. It can also arise through the implied conduct and activity between you and the salesperson such as when the salesperson takes on the role of representing you in viewing properties, obtaining information, or assisting in negotiations. Through these actions and conduct, it may become evident that the sales person has undertaken to represent you even though your legal relationship has never been discussed. In the absence of any written listing or buying contract with the real estate firm, an agent/client relationship can be created when a salesperson undertakes to do something on your behalf, which results in your reliance and acceptance of the salesperson's actions on your behalf.

Once an Agent/Client relationship is formed, the salesperson and his/her real estate firm is required to protect and promote your best interests in the transaction as they would their own. The following outlines some of their duties arising out of an agent/client relationship in a typical real estate transaction:

1. Loyalty to serve your best interest ahead of anyone else, including their own and at all time to exercise good faith and to disclose all known facts and information which may influence your decision.

3. Discretion to keep confidential your private circumstances, motivations, and confidences which you shared with the salesperson or which the salesperson or the real estate firm has learned.

4. Competence to exercise reasonable care and skill in performing all assigned duties.

In Manitoba, the approach to real estate agency relationships is one that reflects the general understanding and expectation of buyers and sellers. It is generally understood that whether selling or buying, the salesperson and his/her real estate firm that you engage and rely on for representation has formed an agency relationship with you whereby the agent/client duties arise. It is this approach that is reflected in your local real estate board's multiple listing contract for residential property and the statutory residential offer to purchase form that the salesperson is required to use for residential properties. It is assumed, that unless the parties otherwise agree, the salesperson and the firm representing the seller is the seller's agent and the salesperson and the real estate firm representing the buyer is the buyer's agent.

It may arise that your salesperson and his/her real estate firm also represents the person who wishes to buy your home (or represents the owner of the home you are interested in buying). This may occur (even though the salespeople are different persons) when both salespeople are employed by the same firm. When this occurs, a conflict of interest arises and the real estate firm can only continue to represent both parties when both parties consent to the joint representation and acknowledge the impact that the joint representation will have on the agent's duties. You may be asked to sign an Acknowledgement of Limited Joint Representation. The terms of that acknowledgement will set out the agreed limits of the agency duties outlined earlier in this brochure. When both parties agree to limited joint representation, the salesperson and his/her firm's relationship to both parties is tempered by the requirement for fairness and even-handedness resulting in the firm being unable to represent the interests of either party over the other. Subject to the terms of the Acknowledgement of Limited Joint Representation, the salesperson may no longer be able to keep confidential certain types of information relevant to the transaction from the other party and may be compelled to disclose these facts in an exercise of openness and fairness. Even thought his conflict arises, if both seller and buyer consent to Limited Joint Representation, the agent can continue.

If you have any questions or concerns about joint representation and the impact it will have on the agency duties, you should discuss your concern with the salesperson involved before entering an agent/client relationship. The terms of any listing or buying contract that you sign will include your consent to the real estate firm representing both parties jointly; if that is not your desire, the agreement should be amended accordingly.

Apart from a single agency relationship (where the firm represents one party) or joint agency relationship (where the firm represents both parties), it is possible to engage the services of a salesperson without you and the real estate firm establishing an agent/client relationship. An example of this might be when you call a salesperson in response to an ad or a sign on a property, or when you attend an open house and deal with the salesperson representing the seller. In these instances, the salesperson you ask to assist you should make it clear to you that in showing you a particular property he or she is representing the seller alone. Even though it is clear between you and the salesperson that the salesperson is not representing you, the salesperson will still owe certain legal and ethical responsibilities to you which include the following:

1. Honesty and Fairness in response to all of your questions concerning real property the salesperson is promoting.

2. Care and Skill in providing accurate information and assistance with the offer to purchase contract, in presenting the offer you submit, in dealing with conditions, in explaining legalities, and overall general assistance.

One of the disadvantages of dealing with the other party?s agent or not having an agent/client relationship with the salesperson you have assisting you, is that you cannot expect the salesperson to negotiate price and terms on your behalf or disclose all information that may influence your decision because such activity may be contrary to the best interests of the client whom the salesperson represents.

The salesperson who gave you this brochure is a member of The Manitoba Real Estate Association and (where organized) a local real estate board. These members are also members of the Canadian Real Estate Association, which entitle the salesperson to be called a REALTOR. A REALTOR is required to abide by a strict code of ethics and standard of business practice which serves to protect the buying and selling public. One of the ethical obligations embodied in the standards of business practice requires that all REALTORS disclose to all parties concerned who it is they are representing in a real estate transaction, i.e., seller or buyer. More precisely the requirement reads as follows:

A REALTOR shall fully disclose in writing to, and is advised to seek written acknowledgement of disclosure from, al parties to a transaction regarding the role and the nature of service the REALTOR will provide to the client versus the customer or other party to the transaction. The REALTOR shall also disclose his or her role to the other REALTOR involved in the transaction.

If you have any questions about the contents of this brochure, talk to the salesperson or another representative of the firm who gave you this brochure or contact your local real estate board or The Manitoba Real Estate Association.